msmithbooks 32: Unexpected Changes
32: Unexpected Changes
As agreed, Han Wen would call Zhou Ning every evening after she got out of school.
Although the phone bill was expensive, Hanwen didn't care.
Because, ever since the two kissed, their feelings for each other have quickly intensified and become passionate.
If they don't hear each other's voices for a day, they both feel uneasy and uncomfortable.
Just as Han Wen was completely immersed in the sweetness of love, fantasizing about financial freedom and the day he could be intimate with Zhou Ning, she told him some very bad news.
"Hanwen, my mom found out I've been borrowing money everywhere. I thought she would support me, but she scolded me severely." Zhou Ning said on the phone, both worried and sad. "She said you're a liar and that you're trying to steal my money."
She also said I was a fool, which is why I trusted you so much.
She wants me to find a way to get you back from Shanghai, call the police and have you arrested. Then, she wants to force you to hand over all the money you have.
If I don't do it, she'll do it herself. Although she's a teacher, she's also a lawyer, knows the law, and has connections.
If we really decide to do that, things will be terrible.
"Sister Ning, do you believe me or your mother?" Han Wen sighed inwardly and asked.
"Hanwen, this isn't the first time I've known you. I'm not stupid; I know your character."
"Of course I believe you, and I know you wouldn't lie to me." Zhou Ning replied, "But my mother has never met you. So, she knows nothing about you. It's normal for her to have some prejudice."
She went almost crazy when she found out that I had borrowed money from loan sharks, borrowed private capital, mortgaged the shop, and sublet the counter.
This is no small sum; the loan alone amounts to nearly 200,000 yuan. Although her income is good, my father's salary is not high.
It would take our whole family decades of hard work to earn this much money. I can understand her fear and worry.
Moreover, I borrowed all this money from relatives, friends, and classmates under the pretext that I wanted to study abroad and pursue further education.
My relatives are starting to sense something is wrong and are beginning to probe my parents' intentions.
My parents are people of status and position. They care about their reputation and are also afraid that their relatives will turn against them if they don't get their money back, so they have no choice but to go along with what I said.
Moreover, seeing that I had caused such a huge mess, they actually considered sending me abroad.
"Korean: The situation is very urgent. What should I do?"
"Sister Ning, thank you for always trusting and supporting me."
"Really, I'm very touched." Han Wen was silent for a while before saying in a deep voice, "To avoid putting you in a difficult position, I can transfer the money you borrowed back."
"Tell me how much you need, and I'll go to the bank to process it tomorrow."
"Korean: My mom says the stock market is risky; for every person who makes money, someone else loses money."
However, I choose to believe you. Can you tell me how confident you are in making money?" Zhou Ning didn't answer, but instead asked a question in return.
"Sister Ning, I won't lie to you. My main purpose in coming to Shanghai this time isn't to speculate on stocks, but to buy stock subscription certificates." Han Wen directly told her his purpose: "Actually, I don't know much about stock trading. So, I won't easily enter the market."
However, I feel that these stock warrants will be profitable, so I don't want to miss this opportunity.
"Okay, Hanwen, I understand what you mean." Zhou Ning thought for a moment and nodded: "Since you are confident, I will continue to support you."
I went through so much trouble to borrow the money, and I've already done someone a favor. It would be too much of a loss to pay it back so easily.
So you don't need to transfer the money back; just continue doing what you want and plan.
I will try to buy you some time in Jinghua City, so that my mother won't call the police and my father won't get involved.
If it really doesn't work, I'll do as they say and go abroad for a while to avoid trouble. I'll come back once you've made money and paid off your debts.
Also, Hanwen, remember this: this money is a loan from me, not a joint investment.
If you lose money, just try to get your principal back. If you make a lot of money, never tell anyone.
Through this experience of borrowing money, I've finally seen the true colors of my relatives and my parents' attitude towards me.
I won't give them the profits, not even a single penny. I'd rather keep the money in your hands so you can continue to use it to make money.
So, in a few days, I'll make time to visit you in Shanghai. When I do, you'll write me IOUs. Later, I'll give these IOUs to my mother.
From now on, you just need to repay the principal and interest according to the IOU.
"Sister Ning, thank you for being so considerate of me." Han Wen was genuinely moved by Zhou Ning's unwavering devotion and sincerity.
"Hanwen, it was only after you left that I realized I had fallen for you." Zhou Ning suddenly smiled sweetly: "And I've liked you for a long, long time."
But you're so mean. You knew perfectly well, yet you didn't tell me.
So, since you're the person I like, I will absolutely not let you suffer, and I will absolutely not let anyone bully you. Not even my parents.
"Sister Ning, with you in my life, what more could I ask for?" Han Wen exclaimed.
"Then remember to treat me well in the future." Zhou Ning smiled faintly, "I hope that I can love wholeheartedly and without regrets in this life."
"Okay." Han Wen nodded in agreement: "I will never let you down in this lifetime."
"Han Wen, I've remembered your words." Zhou Ning nodded: "You must remember your promise and be a good man who keeps his word."
"A gentleman's word is as good as his bond. Sister Ning, don't worry, I will spend my whole life proving myself." Han Wen nodded.
"Alright, it's getting late, I need to rest, you should rest too." Zhou Ning nodded, saying sweetly, "Remember to call me tomorrow, I want to hear your voice every day."
"Okay." Han Wen nodded, and after Zhou Ning hung up the phone, Han Wen walked towards his rented room.
As he walked, he pondered his thoughts, his heart heavy. He hadn't expected such a major turn of events to occur at this crucial juncture.
Without a doubt, Zhou Ning must have been helping him under immense pressure.
To be honest, he was reluctant to return the borrowed money right now. The more capital he had, the more he could earn in the future.
Even if you borrow money at high interest rates, it's actually worth it.
However, Zhou Ning was unaware of this situation, and neither were her family and relatives.
As a reborn individual, Han Wen had no choice but to reveal these secrets, otherwise everything would be ruined.
Zhou Ning's willingness to stand by Han Wen's side without his knowledge truly moved him.
Therefore, considering the other party's feelings, he was actually willing to return these loans.
However, now that Zhou Ning has made arrangements and determined his mind, Han Wen has changed his mind.
This time, he's determined to achieve complete financial freedom, no matter what.